Can I still be taken to court even though I can have most of the debt paid off before the court date?
I'm being taken to civil court over a check that bounced due to identity theft. My court date is July 31st and I can have most of it paid off before the court date. These guys have sued me before over a debt and refuse to work with me and even if I pay them insist on taking me to court. I can't afford a lawyer is there something I can tell them to get them to cancel the court date? I'm trying to work with them, but they refuse to work with me!
Answer:
Show up for court. If you have most of the debt paid off by then the judge won't be hard on you. Depending on the size of the debt - it's probably not worth getting an attorney. Just bring proof of payment and you'll be fine.
You will have to show 'good faith' and it will probably be before a judge. Judge may be better than these guys. Stop bouncing checks!
They don't have to work with you. As long as you owe them any amount of money they can sue you.
most is not all. You owe money and they are willng to spendthe time and effort to get that reduced to a judgment. That is their right. However, be sure you bring the evidence of what you have already paid. BTW, look at the bright side. If you show up and they don't, or they fail to prove their case, you can stop making payments.
Take all the evidence that you have regarding this debt, this will show how much you have paid etc.. Tell the judge that you have been a victim of identity theft, and he may be more sympathetic towards you. Don't worry about the guys that are hassling you, the judge will set an agreement plan showing how much you can repay. As for stopping the court date, i don't think that this will be possible unless those taking you to court choose to stop it themselves, the only problem with this is that you will receives extra charges on top of the original debt. But this is what they probably want as you will owe them more money for longer. Have you thought about getting a loan out to pay this off?? or going to the C.A.B?
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