Am I responsible for a fee that was charged to me for a service that I applied for but never use?
A salesman walked in my store and offered me his company's business as credit-card processing services. He talked me into replacing my existing service with his company's by assuring me better benefits with no cancellation fees. And if I apply it, I'll be given a free software. So I did applied it and signed the application without reading a statement saying that if I terminated the agreement at my sole discretion, a termination fee is applied.
I was asked to call their 1-800 number to set up and activate the account once I canceled my old service, but I never did. So I never used their service. But they sent me monthly statement and charged me some fees by automatically debiting my bank account.
Too slow I closed my business and acknowledged them about it. They then threaten me about the termination fee. I told them that I never used their service and that their sales person told me over and over verbally that I could cancel at any time
without any fee. But the collection continues
Answers:
I'm afraid that the old saying "buyer beware" applies here.
It doesn't matter what the salesman may have told you verbally, you have signed a written contract and, unless you can provide written evidence to the contrary, anything that this is on this contract is legal and binding.
However, if you have "shut" your business, how was this registered? If you were registered as a limited company, for instance, then they will not have any claim over you as an individual.
If you are talking about a lot of money, I would seek legal advice, because it is difficult to give you information without seeing the terms of the contract and knowing more about your business set up.
use or no use is no criteria subscribed mean u have to pay
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