Do you have to have a police report to file a insurance claim?



Answer:
99% of the time..


No, but it helps.
No, but I strongly recommend that you get a police report if you believe that its not your fault. If you think it is your fault try to avoid it.
Not necessarily.

All you really need is the other person's information.

If there is a question of fault, a police report is helpful, but not necessary.

Hope this helps!
No, unless you have laws in your local that require so. However your insurance company may require one regardless.
Only if you want to get paid. Insurance companies do not normally re-imberse you without complete documentation.
It is not like the Government (FEMA)

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