Consumer privacy?
I am in need of your help in regards to a consumer matter. I just had a car repoed from my parent's driveway, and the driveway was damaged. My sister made the call to the car company that towed my vehicle, they explained to her that my car had been repoed and told her the money that was owed on it. My privacy has been violated under law is this correct? Please let me know, it has caused some decension in my family as they are now aware of my financials.
Answer:
1. The finance company violated the Fair Debt Collection Practices Act, and you are entitled to collect actual damages (the shame you felt at being outed as a deadbeat to your family) plus a penalty of up to $1000 plus attorneys fees. There might be a Glass-Steagall (right to financial privacy) violation floating around here as well, but the FDCPA case is much more likely to get money off on the balance owed for the car.
2. Your parents are entitled to sue for the damage to the driveway.
maybe true that the repo company did not have the right to release the information to your sister on your account
but the real question what type of remedy are you looking for? any suit is going to require a lawyer, a retainer fee, and maybe not the remedy you want
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