What can I do to counter a threat of a lien on my property?
I paid my contractor in full for a remodel job at my home. Long story short, there was some damage to my property, my house key was never returned, and there was just poor communication regarding things that were supposed to be done to finish out the project (I know, my stupid mistake for paying in full). I disputed the final payment with my credit card company due to dissatisfaction with services performed and damage to property, and they refunded the last $1,000 I had paid. Yes, I tried to contact the contractor before I did this and he pretty much blew me off.
The contractor, after realizing this payment had been reversed, said that I need to repay the money or he will file a lien on my house.
How does this work? I have documentation of the damaged property which I provided to the credit card company and was obviously good enough for them. Do I get a chance to dispute a lien, or is it just one sided? If he does file a lien, what does that really do to me? I live in Oklahoma.
Answers:
In most states you can challenge the lien. Another things most people don't know is that liens are only good for a certain period of time and then must be refiled so if you aren't moving soon you might just let it ride and the contractor, given his record, will probably never renew it. Check with a local lawyer or legal help line or group for more info.
You need to hire an attorney to handle this for you. It won't be too expensive, and they will probably give you at least a free consultation. Look for a lawyer that specializes in real estate law.
Hire an attorney to fight the lien in court. I think its well worth it if you want to keep your property.
Its very simple and I would think any attorney could handle it pretty quickly.
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