HIPAA and medical debt question?
Can any one confirm the following:
HIPAA laws, when the original medical provider is paid in full, they must recall the account from the collectors and request that the collectors remove everything in their files and on your credit report concerning the account.
I would need the statue if possible. Any help would be great thanks.
Answers:
As far as I know that is not required by HIPPA regulations. In fact collectors are required to maintain records of just about every aspect of the collection process for seven years. There are provisions ab out ensuring medical conditions can not be part of the credit report, however a valid debt will remain in the record for seven years.
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